This vital aspect of any sound long term financial plan has at its core – a guaranteed future income as well as major tax benefits and compound interest on every penny invested. PFM work closely with a variety of partners to make sure you save and invest your money for the best results. PFM has a proven track record in Pension Planning and will give you independent financial advice.
Why bother with a pension?
Pension Planning has received some negative publicity recently, however, investing in a pension continues to be one of the safest, most powerful ways to save and make money.
- Men: You are looking at an average retirement of 16 years
- Women: You are looking at an average retirement of 26 years
- The State will only help you if you are happy to live on £95 a week or so
- Major benefits include not being taxed on the money you are putting in to a private pension
- You can get compound interest on the sum invested
- As with all personal pensions there is no capital gains tax to pay on profits
- All or part of your pension fund could be passed to one or more beneficiaries
Proven Results
Effectively, you will enjoy a retirement where you can draw more than £95 a week, you won’t have to worry about putting the heating on or paying the bills. Instead, you can discover an exciting retirement period where you have the financial freedom to live as you please.
PFM can offer guidance and advice on:
- Stakeholder pensions
- Open market option
- Personal pension plans
- Pension Fund Withdrawal plans
- Small self administered pension plans
- Phased retirement schemes
- Self invested personal pension plans
- Retirement annuities
- Group personal pensions
Call PFM on 0141 354 0000 today to discuss a suitable pension wrapper for your needs. Take your first step towards wealth creation.
