Protection

What would happen to you, your family and your business if you became incapacitated?

What would happen if you were to have an accident at work and were unable to continue working?  As an employee this can have dire consequences, as a business owner this could potentially cripple your business and your future earning opportunities.  Unfortunately, we don’t have any way of knowing when critical illness or accidents can happen, therefore it is important – as part of a sensible financial planning strategy - to have adequate cover.  Premier can advise you on a range of products that can give you peace of mind – should the unthinkable happen.

Help provide money to ensure your financial safety 

A complete range of products to give you peace of mind can be chosen from:

• Whole of life
• Level Term Assurance
• Critical illness Cover 
• Permanent health insurance
• Reducing Term Assurance (Mortgage Protection)
• Accident, sickness and redundancy cover
• Business assurance

Effectively, you can cover many areas of risk by having adequate cover.  For example if you had an accident at work and were incapacitated, with a Permanent health insurance policy, you would be covered against possible loss of earnings or serious disability.  In real terms this could be the difference between having to sell a house and move to a smaller house.

Some of the benefits include:

• The financial safety of your family long-term
• Income protection
• An agreed sum of money on certain medical conditions being diagnosed

By having adequate cover, avoid having to sell your house and move when disaster has struck.  Call now on 0141 354 0000 to see how PFM can help you to cover all eventualities.